Reviews 2022

You found the perfect car that EXACTLY rises to your expectations. It is spacious, comfortable, and beautifully designed. Everything is perfect — you are one step away from buying it. But you fail the credit check when you apply for a car loan!

That sucks! Doesn’t it? It sure has to. is devoted to avoiding such disappointments. The organization offers personalized credit repair strategies, ongoing credit monitoring, and innovative solutions to help you repair credit issues as rapidly as possible. 

Is a reputable company that you can trust? We’ll go over everything you need to know about in this review, including the prices, benefits, and drawbacks. is a well-known website that assists people with credit repair. According to the internet, it was founded in 1997 and is now one of the most well-known credit restoration platforms.

Arizona and Utah are home to the company’s offices. However, you no longer need to go to their offices. They provide free online credit evaluations, including a free credit score and summary, a free improvement plan, and a free review of bad entries.

Since its creation, it has processed over 19 million challenges and disputes. More than 830,000 people use the site, which caters to various budgets.

This credit repair organization attempts to dispute any false and unjust bad credit entries on all members’ credit reports, such as late payments and charge-offs. The average member takes six months to finish the credit restoration process. has a great track record of delivering positive outcomes to its customers. Despite the fact that it is not recognized by the Better Business Bureau (BBB), it has a track record of improving consumers’ TransUnion scores by 40 points. It’s also noted for being time-efficient and following a simple three-step method to assist you in achieving your specific objectives. cannot promise to remove negative items from your records, but it will do whatever possible to correct any errors in your credit profile.

Although, it can’t help you if the negative items on your credit report are true. Those items will remain on your credit report for seven years. Any credit repair organization that claims to be able to erase those things is a fraud.

What to Expect from

People who want to erase inaccurate or contradictory information from their credit files can use CreditRepair’s consumer credit repair services. Unlike other organizations, works with you to create a customized strategy for improving your credit score so you can receive better loan conditions, purchase a car, or acquire a mortgage.

Negative Items Helps With helps you improve your credit score by requesting that suspicious entries on your credit report be removed. These negative items might include;

  • Late Payments
  • Collections
  • Charge offs
  • Foreclosures
  • Bankruptcies
  • Outdated items
  • Repossessions

Each of the negative items can significantly impact your final score. can assist you in challenging the correctness of these entries and requesting that mistakes be deleted if they do not belong on your credit report.

Pros and Cons

Just like any other credit repair service, comes with its pros and cons.


  • Free Evaluations — By registering with the firm, you will receive a free online snapshot that contains recommendations, a list of bad things, and your credit score. This is ideal for people who merely wish to learn more about their reports.
  • Educational Library — Customers and non-customers equally can benefit from the company’s excellent resource area. It contains articles, interactive calculators, and videos to help you learn more about credit and live a better life.
  • Easy To Use — You may check your reports via the website or download the free app to keep track of your progress because the website is extremely user-friendly.


  • Lack of Transparency — The company’s lack of transparency is a serious problem. The platform’s pricing isn’t completely revealed, and there might be some unpleasant surprises in additional costs.
  • No Money-Back Guarantee — CreditRepair is one of the few credit repair businesses that does not provide a money-back guarantee. This implies that you won’t get a refund if you’re not happy.
  • Limited Disputes — Depending on the package, you will only get several disputes every month. Sadly, no package presently includes ‘unlimited’ disputes.

Packages offers three credit repair solutions to suit a wide range of credit restoration requirements. Direct, Standard, and Advanced are the three tiers, and they cost $69.95, $99.95, and $119.95 a month, respectively. All programs include monthly credit monitoring from all three credit agencies, according to a conversation with one of the company’s customer care employees. will dispute things on your behalf and submit dispute letters to all three credit bureaus.

Direct Plan’s Direct plan is the most basic credit repair option available. A $69.95 one-time cost and a $69.95 monthly fee will be charged. This plan is ideal for customers who need a few items fixed at a time. The following elements are included in’s Direct plan:

  • Quarterly score updates
  • Goodwill intervention
  • Full-time monthly credit monitoring
  • Inquiry assists

Standard Plan’s Standard plan is a middle-of-the-road credit restoration solution. You’ll pay $99.95 for the first work and $99.95 every month. This strategy works best if you have a half-dozen tasks to complete at once.’s Standard plan includes all of the features of the Direct plan, plus a FICO Score Inquiry Assist service.

Advanced Plan’s Advanced plan is the most aggressive credit repair program available. You’ll have to pay a one-time fee of $119.95 and a monthly subscription of $119.95. This strategy works best if you have many objects that need to be fixed simultaneously. The following elements are included in’s Advanced plan, in addition to those in the Direct and Standard plans:

  • Monthly credit score updates
  • More bureau challenges
  • Additional creditor interventions
  • Full-time monthly credit monitoring
  • More cease interventions

One of the most well-known credit repair organizations in the market is This firm has a documented track record of successfully challenging problematic entries on customers’ credit reports.

Check out’s many favorable customer reviews if you’re still not convinced. These testimonials demonstrate the company’s outstanding performance.

Before making any financial obligations, you may also get a free consultation from this service. It’s simple to begin your appointment; the business wants to keep you updated on your financial status.

Similar Posts

Leave a Reply